What To Do Before a Home Adjuster Visits

6/2/2020 (Permalink)

The home adjuster is going to verify that you need aid

Consider the Following Three Tips To Help Prepare For The Experience

Water damage is no laughing matter. Whether a broken pipe or overflow, your residence in Murfreesboro, TN, is now greatly impacted, interfering with your everyday life. During this stressful time, chances are you may turn to your insurance agency for financial assistance, filing a claim to alleviate rebuilding and cleaning costs. Part of this process means a home adjuster visit. While this may seem intimidating, don't let it ruffle your feathers. Instead, consider the following three tips to help prepare for the experience.

1. Take Picture or Video
Documentation is extremely important when creating your insurance claim. It's the proof that often validates why you need the money and how it's spent. Go through your old videos and photos. Look for images that clearly illustrate the impacted room and your belongings. This shows the good condition before the incident. Then, snap additional images for comparison. The contrast should indicate the severity of the problem as well as the need to replace or repair. Keep these handy for the visit, in case the adjuster has questions.

2. Survey the Property
The home adjuster is going to walk the premises; however, you should also do this prior to the appointment. With a clipboard in hand, make a note of anything you think is suspect. Write out changes or concerns, and be prepared to share it as you walk through the officially scheduled time. Keep an inventory of items destroyed or affected.

3. Get Estimates
Don't hesitate to provide alternate estimates with the insurance claim. The adjuster determines one projection, but this could be quick and without looking at certain areas such as the roof or electric. Arrange to have a water restoration company come out and offer you quotes, providing their opinion about any further complications. Provide these write-ups and assessments so that these may be considered as well.
The home adjuster is going to verify that you need aid. Be ready with evidence and knowledge to back up your claim.